Five instant loans without BVN in Nigeria

Do you have urgent financial requests to settle? Do you need a fast loan without BVN or collateral? You can get instant loans without giving your BVN, despite the fact that it may sound too good to be true. Basically, you can receive loans through several banking platforms in Nigeria without having to worry about setting up BVN or collateral. You will find out everything there is to know about these platforms here.

BVN: What is it?

Every individual in the Nigerian banking industry has a unique 11-digit identification number known as a Bank Verification Number (BVN). This biometric identification system was introduced by the Central Bank of Nigeria to stop and reduce unauthorized banking activities there. Essentially, it secures banking transactions by reducing fraud as a modern security mechanism.

Your BVN number must at all times be kept secret and secure. This is due to the possibility that some illicit lending apps try to use it fraudulently. Therefore, you should generally exercise caution when launching your BVN on a certain platform.

Best instant loan in Nigeria without BVN

Here is a list of some of the best websites in Nigeria where you can get loans without BVN:

1. OKash Loan App

Okash loan app is another trusted and popular platform for borrowing loans. Basically, Opay Digital Services Limited/Paycom controls the Opay mobile application, through which you can access this platform. However, Blue Ridge Microfinance Bank Ltd. is the exclusive owner and operator of OKash.

2. Aella Credit Loan Application

Another trustworthy website where you can get loans without BVN is Aella Credit. Basically, this customer-focused digital lending business offers customers loans starting from N2,000 and up to N1,000,000. Moreover, their processing time does not take too long. Your account will be credited within 10 minutes of submitting your loan application.

3. Carbon Loan Application (Pay Later)

Another app you can rely on is Carbon, formerly known as Paylater. It provides more than just instant loans and is owned by One Finance & Investment Limited.

Apart from the fact that you can easily get loans with a term between 7 and 180 days and worth N5,000 to N1,000,000, the site repays your loan quickly. They will credit your account 3 minutes after you submit your application to the portal.

4. FairMoney Loan Application

Without requiring your BVN, supporting documents, collateral or a guarantor, the FairMoney lending platform can provide you with immediate liquidity for all your financial needs. Basically, this app lets you borrow between N1,000 and N150,000 with a repayment schedule of 2 to 12 weeks. Depending on your creditworthiness, you can borrow a certain amount of money.

5. JumiaOne Loan App

Another legit loan app that you can use without entering your BVN is JumiaOne. Basically, you just need to scroll down to the “Financial Services” area and select “Loans” to get loans on this app. Your loan will be available to you within minutes after you provide all the necessary information.


In Nigeria, there are many sites where you can get a BVN free listing. All you have to do is confirm that the app is genuine. To be sure you are safe, choose from the options listed above. Remember that your BVN should be kept private and be careful which platforms you disclose it to.

This information was first published on DMCA PROTECTED.

Source: Nyscinfo

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